Getting a pet insurance policy for your dog or cat is becoming fashionable for many pet lovers. But the big question for many owners is. Do you really need a policy? It’s also true that policies are not as cheap as they once were, but still affordable for the average homeowner.

There is another option that is available to owners and that is to self insure, this is a method where you would save money for your pet on a monthly basis, and when you need money for the pets vet treatment bills, you’ve already got the money saved up for the fee. Plus, if you don’t use the money for any treatments, then the money will just build up and gain interest in your bank account.

The only issue with self insurance is that there are limited factors. What about third party liability insurance cover? Theft and straying costs? Reward and advertising costs? It is not always about saving money on expensive vet treatment costs. There are also a lot of other benefits to a policy. Plus, vet treatment bills also cover up to £12,000 if you were to take out a life long policy. Some of the policies offer a certain amount of money only for each condition and once all the money has been spent on that condition, you may find yourself paying the rest of the treatment with your own money. So, although life long cover is the most expensive cover option, it does provide your cat or dog with adequate cover, because you never know what lies ahead when it comes to health issues.

Why not compare pet insurance policies with a comparison table and see which provider is offering the best deal. You can compare online discounts, amount of vet treatment cover, straying and theft costs and many other features. Sainsburys pet insurance policy is a good one to consider and always is at the top of the list, see what features they are offering pet owners.